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Home Equity Loans

Let's fund your next project. Great rates and fast service.

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  • Easy
  • Flexible
  • Accesible

Home Equity Loans and Lines of Credit can help you remodel your kitchen, pay for college, or consolidate debt.

What dream can we help fulfill?

The value of your home minus any mortgages that you owe is the part that you own, also known as your equity.  Tap into that equity by taking out a loan or line of credit to fund almost any project or purchase.

Our Home Equity Line of Credit (HELOC) gives you a flexible line of credit with variable rates, while our Easy Equity Loan comes with a fixed rate and term. It’s a great way to upgrade your home or consolidate high-interest debt at a lower rate.  Typically, you can borrow up to 80% of the value of your home less the balance of your first mortgage.

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Which loan is right for me?

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HELOC

  • You’re not sure the amount you’ll need
  • You need to access funds over time – up to 10 years
  • Variable rate tied to Wall Street Journal Prime
  • Low initial payment – 1% of the balance owed
  • Pay interest only on what you’ve borrowed

.

Equity Loan

  • You know the amount you’ll need
  • You’ll get the whole amount in a lump sum
  • Fixed rate
  • Set monthly payment
  • Terms up to 15 years

Getting Approved is Easy

1

 

Research your options

 Compare your options. If you have questions, give us a call at (303) 226-8509.

2

 

Apply online

Apply for a flexible line of credit or a fixed loan.

3

 

Receive your funds

Interest paid might be tax-deductible, please consult with your tax advisor.*

Home Equity Loans Disclosures
*Consult your tax advisor about the deductibility of interest.